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Payment terminal at an EV charging station: AFIR and alternatives

When an EV charging station needs a payment terminal, what AFIR means, and when online payment, QR, or another ad-hoc method is enough.
Krzysztof Bukała
Written by Krzysztof Bukała
Last updated: March 3, 2026
Reading time: 3 min
Regulations & complianceProduct & featuresEV charging
Payment terminal at an EV charging station: AFIR and alternatives

Why terminals returned with AFIR

As public EV charging grows, drivers expect simple payment without an account or app installation. The experience should be closer to fueling: arrive, choose the service, pay, and charge.

AFIR, Regulation (EU) 2023/1804, strengthens that direction by requiring ad-hoc charging access at publicly accessible infrastructure.

That does not mean every charger needs a classic PIN-pad terminal.

AFIR and ad-hoc payments at public EV charging stations
AFIR changes the way public charging payments are planned: ad-hoc access, transparent price, and driver convenience matter.

What AFIR says about ad-hoc payments

For publicly accessible charge points deployed from 13 April 2024, operators should accept widely used payment instruments through terminals or payment devices. In practice this can include card readers, contactless devices, and, for points below 50 kW, internet-connected devices enabling secure payment such as QR-based solutions.

The European Commission Q&A explains that QR-based payment can be acceptable if it leads to a secure transaction. See the Commission material on payments and alternative fuels infrastructure.

How to choose a payment method
DC / routehigh turnover, anonymous driver, stronger need for a terminal
AC / destinationhotel, office, community, private car park
QR / web applower cost, ad-hoc payment, less hardware in the field
A terminal is useful, but should follow charger power, driver profile, and location requirements.

When a terminal makes sense

A payment terminal is especially justified for high-power DC stations, transit sites, route locations, public car parks, and places where the driver has no prior relationship with the site owner.

EV24 payment terminals for charging stations can be connected with the charging session billing process. The terminal activation documentation explains merchant data, device information, and billing requirements.

When QR or online payment is better

At AC stations, hotels, residential communities, offices, or private car parks, terminal cost may be too high compared with session volume. QR code, online payment, Apple Pay, Google Pay, registered access, or fleet/residential billing can be a better fit.

The EV24 web charging app lets drivers start charging without app-store installation. The Charging documentation describes payment through app, terminal, PIN, or RFID.

QR payment at an EV charging station as an alternative to a terminal
At AC locations, QR can be a practical ad-hoc payment method: the driver goes straight to payment and session start.

One terminal for many chargers

In larger locations, a terminal or kiosk can serve multiple charge points. This can reduce cost per bay, but requires clear signage and a good connector selection process.

Summary

A payment terminal is often a good solution, but not always the only or best one. AFIR requires simple ad-hoc payment, while the method should follow charger power, location type, and business model.

FAQ

Does every EV charger need a payment terminal?+

No. Requirements depend on charger type, public accessibility, power, location, and available ad hoc payment methods. Some AC scenarios can use QR or web payment instead.

What does AFIR mean for EV charging payments?+

AFIR strengthens ad hoc payment expectations at publicly accessible charging points, especially around transparent pricing and convenient payment without mandatory app registration.

When is QR payment enough?+

QR payment can be a practical solution for lower power or destination charging when it provides secure ad hoc payment and a clear driver journey.